1. Is Unemployment Insurance tax deducted from my paycheck?
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No, deductions are not made from your
paycheck. Arkansas employers who are covered by Arkansas Employment Security law
are required to a pay a quarterly tax on their payroll. This tax funds your benefits.
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2. Do I ever get paid for the Valid
Waiting Period Week?
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No, the law requires that each individual
serve a Valid Waiting Period for the first eligible week claimed. Although you do
not get paid for this week, the maximum benefit amount is not reduced or affected.
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3. Do I have to serve another waiting period if I reopen my claim?
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No, only one Valid Waiting Period is
required for the life of a claim. However, once a claim expires and another new
claim is filed, another waiting period must be served.
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4. Do I report gross or net earnings when I am claiming weekly benefits?
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You must report the number of hours
you work and the gross wages earned for each week claimed. Earnings must be reported
for the week in which they are earned - not the week in which you get paid.
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5. I get paid on production work and I don't know how much my gross wages are going
to be until I get my paycheck. How can I claim the week correctly if I don't know
how much my paycheck is going to be?
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If you are not sure what your pay will
be for a week, you must wait until you actually get paid to claim that week. DWS
Regulation 14(a) provides that, in the case of partial unemployment, an individual
has 14 days from the date the wages are paid to claim the week.
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6. If I find a part-time job while I am drawing unemployment insurance, do I have
to report the wages I make each week?
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Yes, you must report the number of
hours worked and the gross wages for every week you work and claim, no matter where
you are employed.
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7. What if I don't agree with the decision the DWS
makes concerning my eligibility for unemployment benefits?
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Either interested party (claimant or
employer) who disagrees with a decision issued by DWS may file an appeal. The Appeal
Tribunal is a separate entity that will hear your case and render a new decision.
The next level of appeals is the Board of Review, followed by the Arkansas Court
of Appeals.
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8. Do I have to take a job that pays less than what I made on my last job?
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Individuals who are required to look
for work must be willing to accept suitable work when offered. Suitability of a
job can depend on many factors - such as how much the new job pays, how long you
have been unemployed, and what you were paid on your last job. The law does not
specify that the pay must be the same as last employment.
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9. Can I go to school while I draw my unemployment benefits?
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Arkansas Law requires that a person
be able and available for work while drawing unemployment, and be willing to accept
suitable work if offered. However, exemptions from work search can occur if you
are attending school full-time and are enrolled in a training course that is approved
by the Department Director; or if you are attending school full-time in an approved
Federal program such as the Trade Act. Check with your local office to determine
if you qualify for any type of exemption.
If you do not qualify for work search
exemption, you may still be eligible
for benefits while attending school. There are several factors considered when determining
if school attendance will affect a person's eligibility for Unemployment Insurance
Benefits. The most important factor is availability for work. In other words, your
schooling must not interfere with making your minimum number of assigned job contacts
or your ability to accept work.
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10. What happens when my benefits run out?
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If you have not become re-employed
by the time your unemployment insurance is exhausted (drawn out), contact your local
office to determine if or when you might qualify for
additional benefits. You may qualify for another regular claim
for benefits or extended benefits, if we are in an extended benefits period.
Even if you are not able to establish
a new claim, please continue to visit your local DWS office so they can assist you
as much as possible in your search for new employment.
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11. What is an extended benefits period?
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The State of Arkansas enacted an Extended
Benefits Program in 1971. Extended Benefits provides that
additional benefits can be paid to qualified individuals in a period
of high unemployment. You can draw your extension as long as you are unemployed
and meet the eligibility requirements,
do not exceed the maximum benefit amount, and do not qualify for any other type
of regular Unemployment Compensation.
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12. How can I calculate my base period?
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Your benefit amount is determined by how much
you worked and earned during the 12-month period of time called the "Base Period." A Base
Period is defined as the first 4 of the last 5 completed calendar quarters.
There are 4 quarters in a calendar year:
The 1st quarter is January, February and March
The 2nd quarter is April, May and June
The 3rd quarter is July, August and September
The 4th quarter is October, November and December
To calculate your base period first determine the quarter in which you filed your initial claim.
If you filed your initial claim in the 1st quarter of
your Base Period is the 4th quarter of
through the 3rd quarter of
.
If you filed your initial claim in the 2nd quarter of
your Base Period is the 1st quarter of
through the 4th quarter of
.
If you filed your initial claim in the 3rd quarter of
your Base Period is the 2nd quarter of
through the 1st quarter of
.
If you filed your initial claim in the 4th quarter of
your Base Period is the 3rd quarter of
through the 2nd quarter of
.
Your new claim's benefit amount will be based on where you worked during this 12-month period.
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13. Do I have to pay Income Tax on my Unemployment Benefits?
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Yes, Unemployment Benefits are subject
to Federal Income Taxes. The Arkansas DWS offers claimants the option of having
10% of your weekly benefit amount deducted for payment of Federal Income Tax. If
you choose to have income tax deducted, you will not be required to make a quarterly
estimated tax payment on the income you receive from UI benefits. If you do not
choose the weekly income tax deduction, you should consult the IRS, or the person
who prepares your taxes, for instructions necessary to make your quarterly estimated
tax payment.
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14. Can I change my mind on having taxes withheld once I make my decision?
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Yes. After you have made your original
decision on your withholding status, you may change your decision one time during
your benefit year. Contact your local office if you wish to make this change.
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15. Is the 10% deducted before or after other deductions are taken out of my check?
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The 10% reduction will only be made
after amounts are deducted and withheld for any UI overpayments, child support obligations,
or any other amounts required to be deducted and withheld under DWS law. If, after
these priority deductions have been made, there is not enough money left over to
pay the income tax amount in full, then no income tax deduction will be made during
that week.
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16. I think I am going to be laid off next month; can I find out now how much I
will draw in Unemployment Benefits?
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No, that information is not available
until you actually complete an initial claim application. The information you enter
is matched against our files according to your social security number. The data
is processed to determine whether or not you qualify for benefits in Arkansas and
how much you will be able to draw. We will then mail to you a Notice of Monetary
Determination, which will tell you whether you have enough wage credits
to establish a claim.
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17. What is a "week of unemployment"?
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A "week of unemployment", or a "continued
claim week" is the same as a regular calendar week - it begins on Sunday at 12:01am
and ends on the following Saturday midnight.
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18. How long after I complete my claim form do I have to wait to start claiming
weekly benefits?
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To allow time for processing your new
claim for benefits, it is a good idea to wait at least three (3) days after Saturday
midnight of the week in which you submitted your online claim form before trying
to claim that first week.
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Week 1: Submit your online claim form any day (1-7) of the week:
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Sunday
Day 1
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Monday
Day 2
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Tuesday
Day 3
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Wednesday
Day 4
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Thursday
Day 5
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Friday
Day 6
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Saturday
Day 7
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The first week of unemployment ends at midnight on Saturday (Day 7)
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Week 2: Wait three (3) more days:
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Sunday
Day 8
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Monday
Day 9
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Tuesday
Day 10
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Wednesday
Day 11
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Thursday
Day 12
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Friday
Day 13
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Saturday
Day 14
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Call in your first weekly claim on Wednesday(Day 11)
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Subsequent weeks can be claimed as
soon as each week has ended (see question 17).
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19. When can I expect to start receiving unemployment checks?
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Remember that the first week claimed
after establishing a new claim serves as a Valid Waiting Period, (provided you are
otherwise eligible) and no benefits are paid for that week. The earliest payment
of benefits begins with the second week claimed. However, payment of benefits can
vary depending on your individual circumstances and whether there are any barriers
or issues that have to be resolved. Consult the
INet UI Information Handbook for more
detailed instructions.
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20. What is a PIN?
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Pin stands for "Personal Identification Number."
Your PIN acts as your legal signature and allows you to claim weekly benefits
using DWS' telephone system ArkLine.
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21. I think my unemployment check has been lost in the mail. What should I do?
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If you do not receive your unemployment check within 7
days from the date it was mailed, you should report to your nearest DWS local office
to file a tracer.
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22. I lost my Unemployment Insurance Handbook,how do I get another copy?
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You can pick up a replacement copy at any DWS local office, or you view and/or print
a copy online by clicking on the
UI Handbook link on the ARClaimHelp homepage.
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